Did you hear the one about the senior lender who goes to his boss and says: “We can do the deal as long as we can match the rate?” It's no joke: this scenario plays out in community banks across the country every … single … day. The truth is that matching rate is just a desperate race to the bottom. Deep down, everyone knows it, but they keep playing the same losing game. HOW to stop playing that game is the real question.
"Our net interest margin is now over 5.0—an increase of over 40 basis points in the past year. We realized our three-year goal for net income in the first year working with The Emmerich Group."
—C. Floyd, CEO, First National Bank of Syracuse
First National Bank of Syracuse
#2 on 2016 SNL Top 100 under $1 Billion
2019 Extraordinary Bank of the Year™
2022 Hall of Fame Inductee
JOB #1: Change the Pricing Equation
Qualifying Bank Executives, Request Your FREE Copy of The Net Interest Margin Solution: How to Add 40-50 Basis Points in the Next 12 Months
To qualify for this valuable FREE copy of “The Net Interest Margin Solution,” you must be a senior vice president or higher in a community bank with assets of $150 million or more. If you meet these criteria, don’t wait—discover how to finally get the pricing you deserve today!
—Nevin Grigsby, President & CEO, Farmers State Bank
—P. Steele, President & CEO, First Volunteer Bank; named 2014 Extraordinary Bank of the Year™ by The Institute for Extraordinary Banking™